No verdict
It says 61% and three holdings. It does not say concentrated, risky, or well spread.
What you hold, and how it is spread.
One page for your whole portfolio.
Atlas prices what you hold across every investment account and lays out the facts that read off it. It answers what am I holding, and never what should I hold.
A view from above, which is what an atlas is
01 / Why Atlas exists
Your holdings are spread across accounts that never add up in one place.
A brokerage shows you the brokerage. A robo shows you the robo. The exchange shows you the coins.
How much of this is one company?
How far have I drifted from my own plan?
What are the fees actually costing me?
None of those are questions any single account can answer.
Atlas is the page where they add up. You record what you hold, it prices it against a shared catalog of daily closes, and the readings follow.
02 / What it reads
Four readings off one set of holdings.
Every figure comes from what you entered and the closes it was priced at. One number per row, no adjective.
01
The total
Every holding priced in your workspace currency, with the date it is priced as of, and a ring you can slice by asset class, region, type or account.
02
The spread
How many holdings, the largest and its share, the top three, and the effective number of holdings: how many equal positions would spread the money the same way.
03
The drift
A target allocation you set yourself, then each class read against it in points and dollars. Inside the band you chose, the reading stays quiet.
04
The cost
The weighted expense ratio across the holdings that have one, this year's cost on the priced total, and what it compounds to over thirty years.
03 / Where it stops
Atlas states the figures. You make the decisions.
This is the surface where a reader is most likely to mistake Cashmere for a broker, so the line is drawn harder here than anywhere else in the product.
Four things Atlas will not do, by design rather than because they are unbuilt.
No suggestion
Nothing proposes what to hold, which class to add, or when to move. The target is yours, prefilled from nothing.
No live quotes
A close is a dated public fact, the way a tax rate is. A row reads Close 14 Aug, or your own price and the day you entered it.
No connections
Atlas reads nothing from your broker. You record what you hold, which is the same bargain the rest of Cashmere makes.
04 / Beside the workspace
An account can take its balance from what you hold in it.
Atlas is its own place, and holdings live only there. Turn the setting on for one investment account and its balance in the workspace becomes what Atlas holds for it, priced at the latest closes, so a net position follows the market without anyone typing a figure twice.
It is off by default, one account at a time, and reversible with the recorded history intact.
Bring your plan too.
The workspace holds the accounts, the spending and the FIRE timeline that Atlas reads its accounts from.
Your holdings. Your target.
You cannot tell whether you are spread until you can see all of it.
Record what you hold, or look through a sample portfolio first.