CashmereAcademy
Academy

Know Where You Stand

List everything you own and everything you owe, add it up once, and mark what you cannot spend this month.

Level
Foundation
Format
Instructor-led
Length
4 hours over 3 weeks, 7 lessons
Classes
3 live

Dates to be announced

Ask about a course

What you will be able to do.

  • Net worth
  • Account classification
  • Liquidity
  • CPF and housing
  • Financial position
  1. 01classify every account, holding and obligation you hold as an asset or a liability
  2. 02calculate your net worth from your own records and say what the figure leaves out
  3. 03separate the money you can spend this month from the money you cannot
  4. 04state what CPF, your home, your cash and your investments are each for
  5. 05write a dated position, and name one gap in it

Module by module.

01

Everything You Own and Owe

One list of every account, holding and obligation, and the single number it adds to.

  1. What belongs in a financial positionIn the room, 45 min
  2. Your own accounts, enteredExercise, 30 min
  3. Net worth, and what it will not tell youSelf study, 30 min

02

What You Can Actually Reach

The money you can spend this month, the money you cannot, and the job each one does.

  1. Accessible, restricted, housing-linkedIn the room, 45 min
  2. What each balance is forSelf study, 30 min

03

Writing the Position Down

A dated position, a source for every figure, and one gap to close.

  1. A position you can date and defendIn the room, 45 min
  2. Naming the gapSelf study, 25 min

Ends in an assessment: 4 questions, pass mark 70%, 3 attempts.

Who it is for

  • Anyone who has never added up what they own and what they owe in one place.
  • Anyone whose money is spread across CPF, a home, a bank and a brokerage.

What you need first

  • A Cashmere Pocket. The exercises read the accounts you enter.

Asked before enrolling.

Who is this course for?

Anyone with a salary and no plan for it yet. No finance background is assumed, and nothing in it depends on following the markets.

What do I need before I start?

A browser and a Cashmere Pocket. Every exercise is done in your own Pocket, on your own numbers, and the course checks your Pocket to confirm each exercise is done.

Are classes recorded?

No. Classes are taught live by a person. The slides stay in the portal to read back at any time, with the checkpoints under them.

What if I miss a class?

The deck and its checkpoints stay open, so you can catch up in your own time. Missing a class does not stop you from completing the course.

Is this financial advice?

No. The course teaches you how to think about money and read your own position. It never offers a view on what to buy.

What do I leave with?

A completion record naming the course version you were taught, which you can export. It is not an accredited qualification.

A dated financial position in your own numbers, and one gap to close.

Ask about a course

We reply within two working days.