SpendingBudgetingGuide
How Big Should An Emergency Fund Be In Singapore? Three To Six Months Of Spending, Worked Out For 2026
7 min readOct 6, 2026
The Cashmere Newsletter.
Guides to CPF, tax, investing and retiring early in Singapore.
Editor's picks
Income, Brief
What Does The 4% Rule Assume? Using The Safe Withdrawal Rate For A Singapore Retirement
4 min readSep 28, 2026
Timeline, Brief
Coast FIRE In Singapore: How CPF Contributions Lower The Sum You Need To Stop Saving
4 min readSep 28, 2026
Retirement, Brief
What Is Your FIRE Number In Singapore? Why 25 Times Spending Only Fits A 30-Year Retirement
4 min readSep 28, 2026
Budgeting, Guide
How Big Should An Emergency Fund Be In Singapore? Three To Six Months Of Spending, Worked Out For 2026
7 min readOct 6, 2026
Recurring, Brief
How To Track Subscriptions In Singapore: Finding Every Recurring Payment On Your Statements
4 min readSep 30, 2026
Budgeting, Guide
How To Budget In Singapore: Building A Monthly Budget From Your Bank Statements
7 min readSep 30, 2026
Life, Brief
Do You Need An ILP? The Insurance A Singapore Household's Savings May Already Cover
4 min readSep 30, 2026
Critical illness, Brief
How Much Critical Illness Cover Do You Need In Singapore? Sizing The Gap Against Cash And MediSave
4 min readSep 30, 2026
Hospitalisation, Guide
Integrated Shield Plans In 2026: 38 Plans By Ward Class, With Lifetime Premiums And What A Hospital Bill Costs
8 min readSep 30, 2026
REITs, Article
Singapore REIT Yields: What A 6% Distribution Yield Does Not Tell Investors
6 min readSep 30, 2026
Funds and ETFs, Guide
STI ETF Or World ETF? A First ETF Portfolio For Singaporeans In 2026
8 min readSep 30, 2026
Funds and ETFs, Article
What To Invest SRS Money In: Options, Limits And Timelines In 2026
7 min readSep 30, 2026
Housing, Brief
ABSD On A Second Property: How Much Singapore Citizens Pay In 2026
4 min readSep 30, 2026
Housing, Case Study
How Many Years Does An HDB Resale Flat Add To Your FIRE Date?
7 min readSep 30, 2026
Tax, Article
How Investment Income Is Taxed In Singapore In 2026
6 min readSep 22, 2026